What is the Annual Percentage Rate?
LES MILLS has partnered with Klarna to offer a promotional Annual Percentage Rate (APR) of 0.00%* for SMARTBAR and SMART TECH Training Pack purchases (minimum purchase $299).
*Promotional offer for qualifying orders. Must be 18+. Credit accounts are subject to financial circumstances. Non-promotional balances have a Representative 18.9% APR. Credit provided by Klarna Bank AB.
What is Financing powered by Klarna?
With financing powered by Klarna, you will have a number of equal monthly payments. We’re giving you more flexibility, introducing interest free credit – so you can pay monthly, at no extra cost.
How much will I have to pay for my purchase?
For purchases that qualify for monthly payments, the monthly and total payment amounts are shown before you complete checkout along with the applicable promotional APR. Your monthly Klarna statement will remind you of your payment amount and due date.
Will there be a change to my planned monthly payments if I receive a partial refund?
There will not be a change to your monthly payments if you receive a partial refund from LES MILLS. Your payments will remain the same and you’ll pay off the balance sooner.
Does Klarna perform a credit check?
When you submit your application for finance, a full credit check will be performed by Klarna with credit reference agencies. In some instances, Klarna will also perform a soft credit check to determine your available payment options.
Why wasn't my purchase approved with Klarna?
If we aren’t able to approve your purchase, Klarna will notify you via email of the reason.
Is there a credit line with Klarna?
Yes. You will receive a revolving credit account with a credit limit. Your credit limit is the maximum amount of credit Klarna will offer you at this time. It depends on a number of factors including your previous credit history and an affordability assessment. Klarna will let you know by email how much credit you have once you have signed your Klarna Account agreement in the checkout. Your credit limit is also shown on each monthly statement.
Is there an annual fee?
There is no annual fee for using Klarna.
How do I view my statement?
You can view your statement by logging into
klarna.com. Once logged in, select “View credit account” then select “View all statements.”
How do I pay my statement?
An email will be sent every month letting you know your statement is ready. You can view your statement, make payments, and manage your account by logging into
klarna.com
Is there a penalty or fee for paying off your entire balance early?
There is no penalty or fee for paying off your entire balance early.
Can I pay less than the amount owned each month?
You can choose to pay your minimum payment amount rather than the interest-saver payment amount. Your monthly minimum payment is the amount you need to pay to avoid incurring late fees on your Klarna Account. You should be aware that if you choose to make the minimum payment instead of your interest-saver payment you will lose your promotional plan offer and the remaining balance will start to incur interest at 18.9% APR (variable).
Representative example of interest incurred if you miss a payment
Promotional rate: 0%
Representative (variable): 18.9% p.a.
Purchase interest rate: 18.9% p.a.
Assumed credit limit: £1,200
Other Questions?
If you have other questions please visit
Klarna customer service.